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Capital Gains Tax, planned ahead of the sale.
From shares and investment funds to second properties and business assets, understanding CGT is essential to avoid unexpected tax bills. We help you plan, use every relief available, and report accurately.
What triggers Capital Gains Tax?
CGT is the tax you pay on the profit when you sell or dispose of an asset that has increased in value – from shares to second properties and business assets.
Shares & investments
Including mutual funds and investment portfolios.
A second home or buy-to-let
Your main residence is typically exempt under Private Residence Relief.
A business or business assets
Disposals of trading assets or an entire business.
Crypto assets
Bitcoin, Ethereum and other digital currencies.
Key reliefs & exemptions
Private Residence Relief
Exempts your main home from CGT on sale.
Business Asset Disposal Relief
A reduced rate on qualifying business disposals.
Gift Hold-Over Relief
Defers the gain when a qualifying asset is gifted.
Spousal transfer
Assets can move between spouses without triggering CGT.
Selling property: the 60-day rule
If you sell a buy-to-let or second home, you must report the gain and pay any CGT due within 60 days of completion – this applies separately even if you already file a tax return.
Common CGT mistakes
What costs people money
- Missing the 60-day property deadline (automatic penalties)
- Failing to deduct allowable costs – legal, agent and enhancement fees
- Not using both spouses' annual exemptions
- Miscalculating gains on shares bought on different dates
How we prevent it
- Deadlines tracked and reporting handled for you
- Every allowable cost identified before the computation is filed
- Exemptions used across both spouses where it helps
- Accurate share-pooling calculations, however many purchases
Explore related services
A situation rarely fits one box neatly — here is what else often applies.
Capital Gains Tax on Crypto
Bitcoin, Ethereum and other digital assets – pooled gains calculated correctly.
Self-Assessment Tax Returns
Personal returns for the self-employed, gig workers and anyone with untaxed income.
Landlords & Rental Income
Allowable expenses, joint ownership and Form 17 handled properly.
Planning to sell a property, shares, or business assets?
Let us help you structure the disposal to minimise your Capital Gains Tax liability.