Tax handled before it's due.
Accountants and tax advisers for UK businesses, landlords and the self-employed. We flag deadlines before they arrive, find reliefs you didn't know existed, and explain every decision in plain English never jargon.
Sole traders
Self assessment, expenses done properly, and payments on account you can actually plan for.
Limited companies
Corporation tax, CT600, payroll and dividends structured so nothing is paid twice.
Landlords
Rental income, allowable costs, capital gains on disposal - and what changes when rules do.
Gig economy
Uber Eats, Deliveroo, Just Eat and courier income - returns filed right, mileage claimed fully.
Five tax services.
Managed to reduce what you owe.
Each one handled by a qualified accountant, planned in advance, and filed on time - with every decision explained in language that makes sense.
Self Assessment & personal tax
Personal returns for sole traders, directors, landlords and gig workers - reliefs identified before filing, not after.
Corporation tax & CT600
Year-end planning and filing for limited companies, with payment dates mapped nine months ahead.
VAT & Making Tax Digital
Registration, quarterly returns and MTD-compliant records - the right scheme for your margins, not the default one.
Capital gains tax
Property, shares and business assets - disposals timed and reliefs applied before you sell, when they still count.
Inheritance tax & estates
Estate planning that protects what you've built - allowances, gifts and structures arranged early.
Payroll that runs itself
Salary processing, pension auto-enrolment, HMRC submissions and Pensions Regulator compliance as an ongoing service. Every team member paid accurately. Every deadline met. Nothing for you to chase.
Company setup, done right first time
Formation, the right structure, director ID verification and initial HMRC registrations - so the business launches on a foundation that never needs correcting later.
Most accountancy firms process returns.
AT Crew advises before the return is due.
We identify reliefs you did not know existed, flag deadlines before they arrive, and explain every decision in language that makes sense. Advice shaped by your circumstances - your structure, your obligations, your goals - never by a template.
A named contact
One accountant who knows your business answers your questions - in plain English, not jargon.
Deadlines tracked for you
Self assessment, VAT quarters, corporation tax, payroll - mapped and chased by us, not by you.
Advice before you act
When something changes - a sale, a hire, a new property - we advise before you commit, not after.
From first call to filed - in four steps.
No forms sent into a void. No surprise fees. You'll know what happens, when, and what it costs before we start.
Start with a free callTell us where you are
A free, no-obligation call about your situation - sole trader, company, landlord or somewhere in between. We listen first.
Get a plan in plain English
What you owe, what you can claim, which deadlines matter and a fixed picture of our fees. No jargon, no surprises.
We take over the admin
Registrations, records, returns, payroll - handled by your named accountant while you run the business.
Stay ahead, all year
We flag every deadline weeks in advance and advise before you make decisions with tax consequences - not after.
Talk to an accountant, not a call centre.
Tell us about your business and we'll come back within one working day with clear next steps - and a straight answer on whether we're the right fit.
Free first consultation · No obligation · Plain-English answers
AT Crew - Accountancy and Tax Crew Limited
Visit or write
9 Troopers Drive, Romford,
England, RM3 9DE
Call
+44 333 222 4349Members of the Institute of Financial Accountants. Trusted by sole traders, limited companies and landlords across the UK.
Built to act before the deadline.
AT Crew - Accountancy and Tax Crew Limited is a London accountancy and tax practice, trading since 2021 and grown from a focused tax practice into a full-service firm. We act for sole traders, limited companies, landlords and the self-employed across the UK.
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The year AT Crew opened its doors
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Of measured growth, built on client retention
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Service lines, from self assessment to company formation
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Named contact who knows your business - always
Two ways to run a practice.
We chose the harder one.
Most accountancy firms
- Process the return after the year has already happened
- Send the bill with jargon you need translating
- Route your questions through a ticket queue
- Let deadlines land on you as surprises
AT Crew
- Advises before the return is due - when the outcome can still change
- Explains every decision in plain English, never jargon
- Gives you one named accountant who already has the context
- Flags every deadline weeks early - chased by us, not by you
Five years of measured growth,
built on client retention.
Since 2021, AT Crew has expanded from core tax services into a full-service accountancy practice. We are members of the Institute of Financial Accountants and operate from Farringdon, London.
2023
Foundation
Opened as a focused tax practice serving sole traders and landlords.
2024
Payroll & VAT
Added as clients hired their first teams and crossed the VAT threshold.
2025
Company formation
Formation, SPV setup and director ID verification joined the service list.
2026
Full service
A complete practice - still small enough that you know your accountant by name.
What we promise every client
Advice before you act
A sale, a hire, a new property - we advise before you commit, when the tax outcome can still be changed.
Plain English, always
If you leave a call more confused than you arrived, we have failed at our job.
A named contact
One accountant who knows your business - not a ticket queue with your name on it.
Deadlines tracked for you
Every filing date mapped and flagged weeks early - advice shaped by your circumstances, never a template.
Qualified, regulated, accountable.
AT Crew is a member of the Institute of Financial Accountants and operates under its professional standards, with a published complaints procedure and independent escalation through the IFA. Your affairs are handled by qualified accountants - and if we ever fall short, there is a real process behind the promise.
Where to find us
9 Troopers Drive, Romford,
England, RM3 9DE
Members, operating under IFA professional standards since 2021.
Every tax, handled.
Professional, friendly and affordable. Every service is managed by a qualified accountant to legally reduce what you owe and file on time - with a fixed picture of our fees before we start.
For individuals & landlords
Self-Assessment Tax Returns
Sole traders, freelancers, directors, anyone with untaxed income - reliefs identified before filing, payments on account you can plan for.
Income Tax for Landlords on Rental Income
Allowable costs claimed in full, finance-cost relief applied, and clear advice whenever the rules change.
Food Delivery Riders
Uber Eats, Deliveroo, Just Eat - multi-platform income consolidated, mileage and expenses claimed fully, filed on time.
Foreign Income & Offshore
Overseas earnings, foreign rental income and offshore holdings declared correctly under UK rules - before HMRC asks.
Capital Gains Tax
Property, shares and crypto - disposals timed and reliefs applied before you sell, when they still count.
Capital Gains Tax on Crypto
Bitcoin, Ethereum and other digital assets - pooled gains calculated correctly, however many transactions.
Capital Gains Tax on Crypto
Bitcoin, Ethereum and other digital assets - pooled gains calculated correctly, however many transactions.
For businesses & companies
Corporation Tax
Year-end planning and filing for limited companies, payment dates mapped nine months ahead of the bill.
VAT
Registration, scheme selection and MTD-compliant quarterly returns, filed on the scheme that suits your margins.
Making Tax Digital
Quarterly digital reporting for the self-employed and landlords from April 2026.
Payroll & Auto-Enrolment
Salary processing, PAYE and NI, pension auto-enrolment, HMRC submissions and Pensions Regulator compliance - running without you managing it.
CIS for Contractors
Construction Industry Scheme deductions, verification and refunds.
Start-ups & planning
Company Set-up for Start-ups
Incorporation, structure and registrations - right from day one.
SPVs for Landlords
Whether to hold your portfolio in a limited company - modelled properly.
Companies House ID Verification
Mandatory identity checks for directors and PSCs, handled as your ACSP.
Inheritance Tax (IHT)
Allowances, gifts and structures arranged early - protecting what you have built.
The tax year at a glance
The dates we track for every client- flagged weeks before they arrive
5 AprTax year ends - last day for allowances
31 JulSecond payment on account
31 OctPaper Self Assessment deadline
7 NovVAT - September quarter
31 JanOnline Self Assessment & payment
31 JanFirst payment on account
- 5 AprTax year ends - last day for allowances
- 31 JulSecond payment on account
- 31 OctPaper Self Assessment deadline
- 7 NovVAT - September quarter
- 31 JanOnline Self Assessment & payment
Plus your own dates: VAT one month and seven days after each quarter, corporation tax nine months and one day after year end. Next up: 31 October.
Fees without the flinch
STEP 1
Free chat
No obligation. We listen to your situation and point you in the right direction - even if it is not us.
STEP 2
Fixed fee agreed
You get the full picture of our fees in writing before any work begins. No surprise invoices, ever.
STEP 3
We take over
Registrations, records, returns and payroll - handled by your named accountant while you run the business.
Not sure where you fit?
Most clients arrive with a mix - a job plus a rental, a company plus freelance income. Tell us your situation and we will map exactly what needs filing, what it costs, and what we can save you.
Measured in outcomes.
The work we do is measured in outcomes: tax liabilities reduced, filing deadlines met, payroll processed without error, and businesses that spend less time on financial administration and more time on the work that generates revenue.
The four outcomes we chase
Liability, reduced
Every legal relief found and applied before filing - not spotted afterwards, when it is too late to use.
Deadlines, met
Filed on time, every time - because every date was flagged weeks before it arrived.
Payroll, error-free
Every team member paid accurately, every submission on time, nothing for the owner to chase.
Time, returned
Less of your week spent on financial admin, more on the work that generates revenue.
What every case study covers
When we publish a case study, it follows one honest format - no vague success stories, no invented numbers.
The situation
Where the client stood when they came to us - structure, obligations, and what was keeping them up at night.
The challenge
The specific problem they needed help with - not a generic label, the actual knot.
The work
What we actually did, step by step, in plain English.
The result
The measurable outcome it produced - with client names protected unless they give explicit permission.
A sole trader's first full year of trading
- Situation documented
- Challenge defined
- Write-up in progress
- Result - client sign-off pending
Being prepared for publication
A landlord weighing a portfolio sale
- Situation documented
- Challenge defined
- Write-up in progress
- Result - client sign-off pending
Being prepared for publication
A growing team taking on payroll
- Situation documented
- Challenge being defined
- Write-up pending
- Result - client sign-off pending
Being prepared for publication
Our first case studies are being prepared for publication
Each one will cover a specific client engagement and the financial outcome it produced. If you are an existing AT Crew client and would like your experience featured, contact us at info@atcrew.co.uk.
In the meantime, the best way to judge us is a conversation: book a free consultation →
Talk to an accountant,
not a call centre.
A question, feedback, or a business that needs looking after - tell us, and a real person replies within one working day. The first consultation is free, with no obligation.
Email us
info@atcrew.co.uk - the fastest way to start. Tell us your situation in two lines; we will do the rest.
Call us
+44 333 222 4349 - for when a five-minute conversation beats five emails.
Visit us
Office One, 1 Coldbath Square, Farringdon, London, EC1R 5HL - by appointment.
What happens after you reach out
Guaranteed first reply
A real person - usually with a couple of questions, so the first call is actually useful.
A free, no-obligation conversation
We listen to your situation and point you in the right direction - even if the right direction is not us.
A plan in plain English
What needs filing, what you can claim, which deadlines matter - itemised without jargon.
A fixed fee picture, in writing
If we work together, you will know what happens, when, and what it costs before we start.
AT Crew - Accountancy and Tax Crew Limited
9 Troopers Drive, Romford,
England, RM3 9DE
Members of the Institute of Financial Accountants. Free first consultation · No obligation · Plain-English answers.
Terms & Conditions
These terms govern your use of the AT Crew website (atcrew.co.uk) and the services we provide. Engagements are also governed by an individual letter of engagement issued before work begins.
Last updated - August 2026
Who we are
AT Crew is the trading name of Accountancy and Tax Crew Limited, Office One, 1 Coldbath Square, Farringdon, London, EC1R 5HL. Correspondence address: 9 Troopers Drive, Romford, England, RM3 9DE.
Our services
AT Crew provides accountancy, tax planning, VAT, payroll, and related financial services for UK businesses and individuals. The scope of any engagement is set out in the letter of engagement agreed with each client.
Professional standards
AT Crew is a member of the Institute of Financial Accountants (IFA) and operates in accordance with its professional and ethical standards. Our published complaints procedure includes independent escalation through the IFA.
Client responsibilities
Clients are responsible for providing accurate, complete, and timely information required for us to carry out the agreed work. Filing deadlines can only be met where records and approvals are received in good time.
Fees and payment
Fees are agreed before work begins. Unless otherwise agreed, invoices are due within 14 days of issue. AT Crew reserves the right to suspend work on accounts with overdue balances.
Limitation of liability
AT Crew is not liable for indirect, incidental, or consequential losses arising from the use of this website or our services, except where liability cannot be excluded by law.
Intellectual property
All content on this website is the property of Accountancy and Tax Crew Limited and may not be reproduced without permission.
Governing law
These terms are governed by the laws of England and Wales. Disputes are subject to the exclusive jurisdiction of the courts of England and Wales.
Changes to these terms
AT Crew may update these terms at any time. Changes take effect upon publication on this page.
Questions about these terms?
Every engagement also comes with its own letter of engagement, agreed before work begins. If anything here is unclear, ask - info@atcrew.co.uk.
Questions, answered plainly.
The things people most often ask before working with us. If yours isn't here, ask us directly - a straight answer costs nothing.
What is the difference between self assessment and corporation tax?
Self assessment is for individuals - sole traders, freelancers, landlords, and anyone with untaxed income. Corporation tax is for limited companies and is filed via a CT600 return. Many of our clients need both: a personal return for themselves and a CT600 for their company.
What services does AT Crew provide?
Payroll processing, self assessment returns, corporation tax planning, VAT filing, capital gains tax reporting, inheritance tax planning, company formation, SPV setup, and Companies House ID verification - each managed by a qualified accountant.
Does AT Crew handle VAT returns?
Yes. AT Crew manages VAT registration, quarterly calculations, and filing in full compliance with Making Tax Digital requirements - and advises on which VAT scheme actually suits your margins.
Can AT Crew help with company formation?
Yes. AT Crew handles company formation and registration with Companies House, including entity type selection, legal structuring, director ID verification, and initial tax and payroll registrations - so the business launches on a foundation that never needs correcting later.
How do your fees work?
Fees are agreed before work begins, so you have a fixed picture of the cost up front - no surprise invoices. The first consultation is free and carries no obligation.
I already have an accountant. Is switching complicated?
No - it is mostly handled between the accountants. With your permission we write to your current accountant for professional clearance and your records, and we tell you if there is anything you need to do. Most switches involve one email from you.
Which deadlines should I actually worry about?
The big ones: 31 January (online self assessment and balancing payment), 31 October (paper returns), 5 April (tax year end), VAT one month and seven days after each quarter, and corporation tax nine months and one day after your company year end. See the full picture on our tax year at a glance - and as a client, you will hear from us weeks before each one applies to you.
Where is AT Crew based?
Our office is at Office One, 1 Coldbath Square, Farringdon, London, EC1R 5HL, with a correspondence address at 9 Troopers Drive, Romford, RM3 9DE. We act for clients across the UK - most of our work happens by phone, email and secure document exchange.
Still have a question?
Ask it directly - we reply within one working day, in plain English.
Free first consultation. No obligation, no jargon.
If something goes wrong,
here is exactly what happens.
Accountancy and Tax Crew Limited is committed to providing a high-quality service to all clients. No vague promises - a published procedure with named ownership and fixed response times.
Raise the concern
Contact Muhammad Akram, Director, at complaints@atcrew.co.uk or in writing to Office One, 1 Coldbath Square, Farringdon, London, EC1R 5HL. It goes straight to the top - not into a queue.
Acknowledgement
We acknowledge your complaint within five working days of receipt.
Investigation and response
A thorough investigation, then a written response with a summary of findings and any proposed resolution - within 15 working days.
Resolution - or independent escalation
If the proposed resolution is acceptable, the matter is closed. If you remain dissatisfied, you can escalate externally - no permission from us needed.
Independent escalation
For service matters involving an IFA member in practice in the UK, the Institute of Financial Accountants offers an independent ADR process.
Conduct matters can be raised directly at www.ifa.org.uk.
The IFA route is independent of AT Crew. You never need our permission to use it.
The crew behind the work.
AT Crew is built on the people who do the work: qualified accountants, tax advisers and financial administrators handling everything from monthly bookkeeping and annual accounts to complex tax planning and payroll processing.
How your account actually works
One named contact in front, a full crew behind - every specialism covered without you repeating yourself to five different people.
What the team covers
Tax advisory
Corporation tax, personal tax, capital gains, inheritance tax and self assessment.
Accounts & bookkeeping
Monthly management accounts, statutory accounts and reconciliation.
VAT
Registration, quarterly returns and Making Tax Digital compliance.
Payroll
Salary calculations, PAYE, National Insurance and pension auto-enrolment.
Muhammad Akram
Director
Muhammad is an experienced accountant with a strong background in tax, compliance and planning. He works with a wide range of clients, offering clear guidance and practical solutions to meet their accounting and tax needs.
Farrukh Siddiqui
Assistant Accountant
Farrukh Siddiqui supports the team with a strong background in bookkeeping, client portfolio management, self-assessments, and VAT returns. Experienced in Xero, QuickBooks, and TaxCalc, he combines technical know-how with a clear, client-focused approach. Known for his attention to detail, problem-solving skills, and effective communication, he plays a key role in delivering accurate and timely financial support.
Shahzaib Saleem
Relationship Manager
Our Relationship Manager, Shahzaib, combines a finance background in mortgages and advisory with a client-first approach. He coordinates your work, handles queries, and ensures everything runs smoothly behind the scenes.
One crew, one named contact
Whoever your work touches behind the scenes, you deal with one accountant who knows your business. Based at Office One, 1 Coldbath Square, Farringdon - serving clients across the UK.
Self-Assessment Tax Returns: done right, on time.
Whether you are an employee with extra income, a landlord, a freelancer, or an investor, we prepare and file your return accurately, on time, and with your tax bill minimised wherever possible.
Who needs to file a Self-Assessment tax return?
If HMRC has asked you to file, you are legally responsible for submitting it accurately and by the deadline – miss it, or make errors, and automatic penalties and interest follow.
Self-employed
Including gig economy workers such as Uber Eats, Deliveroo and Just Eat riders.
Rental income
Landlords with income from a UK or overseas property.
Untaxed income
Savings interest, dividends, or foreign income not taxed at source.
Capital gains to report
Sold shares, crypto, or a second home during the tax year.
HMRC has asked you to file
A notice to file removes any doubt – a return is required regardless of income.
Key deadline
How we help
We handle everything, start to finish.
Gather your information
Income, expenses, investments, foreign income and everything else that belongs on the return.
Identify allowable expenses
Every legitimate cost claimed, lowering your taxable profit.
Claim all reliefs
Personal allowance, marriage allowance, pension relief and more.
Calculate your liability accurately
No overpaying, no underpaying – and a clear explanation of the number.
File with HMRC before the deadline
Submitted on time, every time, with advice on payment dates and options.
Our detailed Self-Assessment guides
In-depth guidance for the situations we see most often.
Explore related services
A situation rarely fits one box neatly — here is what else often applies.
Landlords & Rental Income
Allowable expenses, joint ownership and Form 17 handled properly.
Food Delivery Riders
Uber Eats, Deliveroo and Just Eat income and expenses, filed correctly.
Capital Gains Tax
Property, shares and business assets – reliefs applied before you sell.
Ready to file your Self-Assessment with confidence?
Let us handle the paperwork while you focus on what you do best.
Self-Assessment for Landlords.
Letting a property – whether a single buy-to-let or a growing portfolio – is a significant business venture. We help you build a tax-efficient property business, not just file a return.
Rental income: understanding your tax obligations
All income from buy-to-let property is subject to Income Tax – but what you actually pay depends on your income profile and how well you use the reliefs available.
Net rental profit
You are taxed on profit, not turnover – every allowable cost is deducted first.
Mortgage interest relief
No longer deducted as an expense – it now qualifies for a 20% basic-rate tax credit instead.
Higher-rate taxpayers
Strategic planning to mitigate rental income pushing you into a higher bracket.
Maximising your returns: allowable expenses
One of the most common ways landlords overpay tax is by not claiming everything they are entitled to.
Letting & management fees
Agent and management fees, fully deductible.
Repairs & maintenance
Not improvements – genuine repairs and upkeep.
Council tax, utilities & insurance
Ongoing running costs of the let property.
Legal fees for tenancy agreements
Up to 7 years of agreement-related legal costs.
Accountancy fees
Our own fees are an allowable expense.
Replacement of domestic items relief
Furnishings, white goods and carpets when replaced.
Joint buy-to-let properties
If you own a property with a spouse, civil partner or business partner, how you declare the income can significantly change your combined tax bill.
HMRC typically assumes married couples and civil partners are entitled to 50% of the income each ("joint tenancy"). If you own as "tenants in common" with unequal shares, you can elect to be taxed on your actual beneficial ownership via Form 17 – Declare beneficial interests in joint property and income.
To use Form 17 you need evidence that your beneficial interests are unequal – usually a Declaration of Trust (or Deed of Trust) or a formal partnership agreement. If you are a higher-rate taxpayer and your spouse is basic-rate, structuring ownership so they hold a larger share can produce substantial savings. We handle the joint tax planning and paperwork so it withstands any HMRC challenge.
Beyond Income Tax: the wider property picture
Capital Gains Tax
Annual exemption, Private Residence Relief and lettings relief applied when you come to sell.
Stamp Duty Land Tax
Surcharge on additional dwellings, first-time-buyer vs. portfolio planning, mixed-use reliefs.
Inheritance Tax planning
Business Property Relief where it applies, gifting into trust, and pension strategies for the family home.
Why choose AT Crew for your property accounting?
Proactive planning
We do not wait until January to tell you about a tax bill – we advise before year end so you can act.
HMRC compliance
From Form 17 to capital allowances, filings that are accurate and defensible.
A friendly approach
Property can be stressful – we keep the tax side straightforward and jargon-free.
Explore related services
A situation rarely fits one box neatly — here is what else often applies.
Self-Assessment Tax Returns
Personal returns for the self-employed, gig workers and anyone with untaxed income.
Capital Gains Tax
Property, shares and business assets – reliefs applied before you sell.
SPVs for Landlords
Whether to hold your portfolio in a limited company – modelled properly.
Ready to optimise your rental income?
Whether you have one buy-to-let or a growing portfolio, let us talk about structuring your property business for tax efficiency.
Self-Assessment for Food Delivery Riders.
Uber Eats, Deliveroo, Just Eat and other platforms offer flexibility and independence – but with it comes a legal obligation to report your earnings to HMRC. We help you claim every legitimate expense and ride with peace of mind.
HMRC already knows what you earned
Digital reporting rules require platforms like Uber Eats, Deliveroo and Just Eat to share income data with HMRC. If you are not registered for Self-Assessment, it is not a matter of if HMRC finds out – but when.
Ignoring it
- Interest and penalties on unpaid tax, growing the longer it is left
- "Failure to notify" penalties of up to 100% of the tax due
- A full HMRC enquiry into your affairs
- Real difficulty proving income for a mortgage or loan
Getting on top of it
- Registered as self-employed and fully compliant
- Every legitimate expense claimed – nothing left on the table
- Catch-up filings negotiated if you have missed previous years
- Peace of mind that you are not overpaying, and not exposed
Legally lower your profit: allowable expenses
Many riders miss hundreds – sometimes thousands – of pounds in savings simply because they do not know what they can claim.
Vehicle & travel
Fuel or electricity, specialist hire-and-reward insurance, repairs, MOT, and simplified mileage rates for bikes and mopeds.
Equipment & gear
Delivery bags, helmets and safety kit, a portion of your phone bill, and bicycle maintenance.
Platform & operational costs
Platform commissions, our accountancy fees, and bank charges – all deductible.
Other allowable costs
Uniform and PPE, parking and congestion charges (not fines), and any subscriptions used to run your work.
How we help you stay compliant
Registration with HMRC
Set up correctly as self-employed from day one.
Catch-up filings
Missed previous years? We submit late returns and negotiate to minimise penalties.
Yearly Self-Assessment
Prepared and filed accurately – you pay only what you owe, and not a penny more.
Explore related services
A situation rarely fits one box neatly — here is what else often applies.
Self-Assessment Tax Returns
Personal returns for the self-employed, gig workers and anyone with untaxed income.
Making Tax Digital
Quarterly digital reporting for the self-employed and landlords from April 2026.
Capital Gains Tax
Property, shares and business assets – reliefs applied before you sell.
Ride without the worry.
Whether you are a full-time rider or delivering alongside another job, contact us to get registered, catch up on past returns, or simply confirm you are not overpaying.
Self-Assessment for Foreign Income.
If you receive income from outside the UK – employment, investments or overseas property – you may still owe UK tax. We help UK residents and non-domiciled individuals navigate the rules while avoiding double taxation.
Who needs to declare foreign income?
You must report foreign income to HMRC if you are UK resident for tax purposes and receive income from overseas – even if you are non-domiciled, reporting obligations may still apply depending on whether you claim the remittance basis.
Overseas employment
Employment with a foreign employer or an overseas pension.
Foreign rental income
Property held and let outside the UK.
Interest, dividends & gains
Investment income and capital gains arising abroad.
How foreign income is taxed
The arising basis: if you are UK resident and domiciled in the UK, your worldwide income is subject to UK tax as it arises – there is no option to exclude foreign income.
Avoiding double taxation: the UK has double taxation agreements with many countries. We ensure you claim Foreign Tax Credit Relief (a credit against UK tax for tax already paid overseas) or Treaty Relief where the agreement gives the other country sole taxing rights.
Common scenarios we handle
Overseas employment
Expats working abroad while maintaining UK residency.
Foreign rental properties
Income and allowable expenses for overseas buy-to-lets.
Offshore investments
Foreign bonds, investment accounts, and mutual funds.
Record keeping
HMRC requires detailed records – we recommend keeping statements from foreign banks and investment accounts, evidence of foreign tax paid, remittance records, and exchange-rate calculations for income received in foreign currency.
Explore related services
A situation rarely fits one box neatly — here is what else often applies.
Self-Assessment Tax Returns
Personal returns for the self-employed, gig workers and anyone with untaxed income.
Capital Gains Tax
Property, shares and business assets – reliefs applied before you sell.
Landlords & Rental Income
Allowable expenses, joint ownership and Form 17 handled properly.
Unsure whether your foreign income needs to be declared?
Let us review your situation and advise on the most tax-efficient approach.
Making Tax Digital, made simple.
One of the biggest changes to the UK tax system in recent years is arriving. We handle everything from setup to submissions, so you stay compliant without the stress.
What is Making Tax Digital?
From April 2026, HMRC is modernising how many individuals report income – introducing quarterly reporting and mandatory digital record-keeping. This does not replace your tax return entirely; it changes how and when information is reported through the year.
Keep digital records
Income and expenses recorded digitally throughout the year.
Send quarterly updates
Summaries submitted to HMRC using compatible software.
Final declaration
Confirm your figures at year end, including reliefs and adjustments.
Software required
Spreadsheets are fine – if connected via bridging software.
Who needs to comply, and when
Below £30,000 MTD is not yet mandatory, though you can join voluntarily. Some individuals may be exempt – including those digitally excluded due to age, disability or location, and members of religious societies that prohibit technology use. We can help you apply for exemption if you think you qualify.
Penalties under MTD
A points-based system: each missed submission earns a penalty point, and once a threshold is reached a £200 penalty applies, with further penalties for continued non-compliance. Late payment penalties and interest can also apply.
Our MTD service
Registration & setup
MTD registration with HMRC, plus software setup and support.
Quarterly submissions
Digital record-keeping guidance and quarterly update preparation.
Final declaration
Your year-end tax calculation, payment advice and ongoing HMRC correspondence.
Frequently asked questions
When do I need to start?
April 2026 if your income exceeds £50,000. April 2027 if it exceeds £30,000.
Do I still submit a tax return?
You submit a final declaration at year end, which replaces the traditional process but serves a similar purpose.
Can you handle everything for me?
Yes – our fully managed service takes care of all MTD requirements on your behalf.
What if I miss a deadline?
You may receive penalty points and eventually financial penalties. We help make sure this never happens.
Explore related services
A situation rarely fits one box neatly — here is what else often applies.
Self-Assessment Tax Returns
Personal returns for the self-employed, gig workers and anyone with untaxed income.
Landlords & Rental Income
Allowable expenses, joint ownership and Form 17 handled properly.
VAT
Registration, scheme selection and MTD-compliant quarterly returns.
Get ready for MTD
If you are affected by Making Tax Digital, now is the time to prepare – contact us to discuss a smooth transition.
Capital Gains Tax, planned ahead of the sale.
From shares and investment funds to second properties and business assets, understanding CGT is essential to avoid unexpected tax bills. We help you plan, use every relief available, and report accurately.
What triggers Capital Gains Tax?
CGT is the tax you pay on the profit when you sell or dispose of an asset that has increased in value – from shares to second properties and business assets.
Shares & investments
Including mutual funds and investment portfolios.
A second home or buy-to-let
Your main residence is typically exempt under Private Residence Relief.
A business or business assets
Disposals of trading assets or an entire business.
Crypto assets
Bitcoin, Ethereum and other digital currencies.
Key reliefs & exemptions
Private Residence Relief
Exempts your main home from CGT on sale.
Business Asset Disposal Relief
A reduced rate on qualifying business disposals.
Gift Hold-Over Relief
Defers the gain when a qualifying asset is gifted.
Spousal transfer
Assets can move between spouses without triggering CGT.
Selling property: the 60-day rule
If you sell a buy-to-let or second home, you must report the gain and pay any CGT due within 60 days of completion – this applies separately even if you already file a tax return.
Common CGT mistakes
What costs people money
- Missing the 60-day property deadline (automatic penalties)
- Failing to deduct allowable costs – legal, agent and enhancement fees
- Not using both spouses' annual exemptions
- Miscalculating gains on shares bought on different dates
How we prevent it
- Deadlines tracked and reporting handled for you
- Every allowable cost identified before the computation is filed
- Exemptions used across both spouses where it helps
- Accurate share-pooling calculations, however many purchases
Explore related services
A situation rarely fits one box neatly — here is what else often applies.
Capital Gains Tax on Crypto
Bitcoin, Ethereum and other digital assets – pooled gains calculated correctly.
Self-Assessment Tax Returns
Personal returns for the self-employed, gig workers and anyone with untaxed income.
Landlords & Rental Income
Allowable expenses, joint ownership and Form 17 handled properly.
Planning to sell a property, shares, or business assets?
Let us help you structure the disposal to minimise your Capital Gains Tax liability.
Capital Gains Tax on crypto assets.
Bitcoin, Ethereum, Solana and every other digital asset are treated by HMRC as property, not currency – disposals can trigger Capital Gains Tax. We help you stay compliant while planning tax-efficiently.
Does crypto trigger Capital Gains Tax?
Yes. HMRC does not treat crypto as currency – it is a digital asset, and every disposal can realise a gain or loss.
Selling for fiat
Converting crypto to GBP, USD or EUR.
Swapping crypto for crypto
E.g. exchanging Bitcoin for Ethereum – still a disposal.
Spending or gifting it
Paying for goods and services, or gifting to anyone but a spouse.
How gains are calculated
Unlike shares, crypto is pooled using Section 104 holdings – all identical assets are pooled together, and the cost basis is the average purchase price across all acquisitions. We handle these calculations even across hundreds of transactions and multiple exchanges.
HMRC has access to transaction records from major exchanges including Coinbase, Binance and Kraken. If you have traded without reporting, assume HMRC already knows – proactive disclosure is far cheaper than waiting to be found.
How we help crypto investors
Transaction analysis
We pull together your data from exchanges, wallets and DeFi protocols.
Gain calculations
Accurate computation using HMRC's pooling rules, plus any capital losses to offset gains.
Return preparation & disclosure
Your Self-Assessment filed with complete crypto disclosure, or a voluntary disclosure for past years.
Explore related services
A situation rarely fits one box neatly — here is what else often applies.
Capital Gains Tax
Property, shares and business assets – reliefs applied before you sell.
Self-Assessment Tax Returns
Personal returns for the self-employed, gig workers and anyone with untaxed income.
Foreign Income & Offshore
Overseas earnings, rental income and offshore holdings declared correctly.
Traded or invested in cryptocurrency?
Whether a single trade or hundreds of DeFi transactions, let us ensure your gains are reported correctly and tax-efficiently.
Accountants for start-ups.
Between the product, your first customers and cash flow, the last thing you need is to worry about tax, HMRC and Companies House deadlines. We become your financial co-pilot from day one.
Why start-ups need specialist accountants
The decisions you make in your first 12 months have lasting consequences – the wrong structure or a missed registration can be expensive to unwind.
Common founder mistakes
- Wrong company structure – higher tax bills, harder to raise investment
- Mixing personal and business finances – HMRC enquiries, lost claims
- Missing registration deadlines – automatic penalties
- No cash flow planning – running out of money despite sales
How we prevent it
- Structure modelled against your expected profits before you register
- Clean separation of business and personal finances from day one
- Every registration deadline tracked and met
- Forecasting so you always know where cash is heading
Pre-launch & entity set-up
Sole trader vs. limited company
Modelled against your expected profits.
Company name & SIC codes
Availability checked, correctly classified.
Share structure
Designed to accommodate future investment.
Director ID verification
Verified via the Companies House ACSP service.
Registered address
Options if you do not want your home address public.
Shareholder agreements
Referral to legal partners for robust documentation.
Company incorporation & ongoing compliance
Incorporation
Draft memorandum & articles, register for Corporation Tax within 3 months of trading, and obtain your UTR.
PAYE & RTI
Register as an employer if you take a salary – even just for yourself.
VAT registration
Advice on voluntary vs. compulsory registration.
Confirmation statements
Annual filing with Companies House, never missed.
Tax-efficient director remuneration
The most tax-efficient way to pay yourself is rarely a simple salary. We model the right combination of salary, dividends, pension contributions, expenses and director's loan account for your situation – in pounds and pence.
Explore related services
A situation rarely fits one box neatly — here is what else often applies.
Corporation Tax
CT600 filing and reliefs for limited companies, planned ahead of the bill.
Payroll & Auto-Enrolment
RTI, pensions and statutory payments, processed accurately every payday.
Companies House ID Verification
Mandatory identity checks for directors and PSCs, handled as your ACSP.
Ready to launch?
Whether you are still at the idea stage or already trading, we are here to help you build a solid financial foundation.
Company Incorporation for start-ups.
We handle the entire incorporation process for you:
- Draft memorandum and articles of association
- Register for Corporation Tax with HMRC (deadline: 3 months from trading)
- Obtain your Unique Taxpayer Reference (UTR)
- Set up Companies House authentication for ongoing filings
We are an Authorised Corporate Service Provider (ACSP), meaning we can verify your identity as part of the incorporation process.
HMRC Registrations & Ongoing Compliance
Once your company is live, we ensure you never miss a deadline:
- Corporation Tax: Year-end returns and payment planning
- PAYE & RTI: Register as an employer if you take a salary (even just yourself)
- VAT: Advise on voluntary vs. compulsory registration threshold (VAT)
- Self-Assessment: For directors with additional income sources (Self-Assessment Tax Returns)
- Confirmation statements: Annual filing with Companies House
Tax-Efficient Director Remuneration
One of the most valuable areas we advise on is how to pay yourself. The most tax-efficient strategy for a start-up director is rarely a simple salary.
We help you design a remuneration structure combining:
Salary (up to the National Insurance secondary threshold)
Pension contributions (tax-deductible for the company)
Expenses (legitimate business costs)
Director's loan account (flexible access to funds)
We model different scenarios so you can see, in pounds and pence, the optimal approach for your situation.
Tax-efficient director remuneration
The most tax-efficient way to pay yourself is rarely a simple salary. We model the right combination of salary, dividends, pension contributions, expenses and director's loan account for your situation – in pounds and pence.
Explore related services
A situation rarely fits one box neatly — here is what else often applies.
Corporation Tax
CT600 filing and reliefs for limited companies, planned ahead of the bill.
Payroll & Auto-Enrolment
RTI, pensions and statutory payments, processed accurately every payday.
Companies House ID Verification
Mandatory identity checks for directors and PSCs, handled as your ACSP.
Ready to launch?
Whether you are still at the idea stage or already trading, we are here to help you build a solid financial foundation.
Corporation Tax, filed and optimised.
If you trade through a limited company, Corporation Tax has its own rules, deadlines and filing requirements – and getting it wrong triggers automatic penalties and interest. We take the complexity out of it.
Corporation Tax deadlines: critical dates
Missing a Corporation Tax deadline is expensive – interest is charged from day one.
Payment due
Corporation Tax must be paid 9 months and 1 day after your accounting year end.
CT600 filing
£100 initial penalty, rising to £1,600+ for persistent lateness.
Claiming reliefs & deductions
Corporation Tax is charged on taxable profits, not accounting profits – we make sure every legitimate relief is claimed.
Capital allowances
Including Full Expensing and the Annual Investment Allowance.
R&D relief & the Patent Box
For qualifying innovation and IP income.
Loss relief & charitable donations
Carried forward or offset where the rules allow.
Payment planning & year-round advice
Corporation Tax is typically the largest single bill a company pays – we plan ahead with quarterly estimates, ring-fenced savings, director loan account planning and HMRC Time to Pay arrangements if cash flow is tight.
Common mistakes
- Confusing accounting profit with taxable profit
- Missing the 9-month payment deadline
- Failing to file CT600 within 12 months
- Not claiming capital allowances
What that costs vs. what we do
- We separate the two, so you neither over nor underpay
- Automatic interest charges avoided with a tracked payment plan
- Filed on time – no escalating penalties or public record
- Capital allowances claimed in full, every year
Explore related services
A situation rarely fits one box neatly — here is what else often applies.
Company Set-up for Start-ups
Incorporation, structure and registrations – right from day one.
VAT
Registration, scheme selection and MTD-compliant quarterly returns.
Payroll & Auto-Enrolment
RTI, pensions and statutory payments, processed accurately every payday.
Running a limited company?
Let us ensure your Corporation Tax is accurate, compliant, and optimised.
Value Added Tax, simplified.
Between registration thresholds, multiple rates, partial exemption and strict deadlines, VAT is one of the most complex taxes for a business to get right. We take the stress out of it.
What is VAT?
If your business is VAT-registered, you charge VAT to customers, pay VAT on most purchases, file regular returns reporting the difference, and pay HMRC the net amount owed – or claim a refund.
The 12-month rolling test & voluntary registration
Unlike Corporation Tax, VAT registration looks at any rolling 12-month period – this catches businesses with seasonal peaks. Voluntary registration below the threshold is often worthwhile if you sell to VAT-registered customers, have significant VAT on purchases, or are a start-up expecting rapid growth.
Filing deadlines & the penalty regime
Standard filing
Filed 1 calendar month and 7 days after the period ends.
No penalty yet
Points accrue but nothing is charged.
£200 penalty
Threshold reached – each further late return adds £200.
2% of VAT due
Late payment penalty, rising to 4% after 30 days.
Common VAT mistakes
What goes wrong
- Registering late – backdated penalties and interest
- Claiming VAT on private purchases
- Charging VAT on exempt supplies
- Not keeping valid VAT invoices
How we help
- We track your turnover and register on time, every time
- Only wholly and exclusively business costs are reclaimed
- Correct treatment of exempt vs. taxable supplies from the start
- Clean records that survive an HMRC inspection
Explore related services
A situation rarely fits one box neatly — here is what else often applies.
Making Tax Digital
Quarterly digital reporting for the self-employed and landlords from April 2026.
Corporation Tax
CT600 filing and reliefs for limited companies, planned ahead of the bill.
Company Set-up for Start-ups
Incorporation, structure and registrations – right from day one.
Confused by VAT?
Whether you need to register, file returns, or plan for growth, we make VAT simple.
Inheritance Tax, planned early.
For many families, IHT is the single largest tax bill they will ever face. With careful, legitimate planning you can significantly reduce – or even eliminate – the liability.
What is Inheritance Tax?
IHT is a tax on the estate of someone who has died – covering money in accounts, property, investments, business assets, personal possessions, certain trusts, and some gifts made within 7 years of death.
When is IHT due?
Standard assets
End of the 6th month after death.
Trusts & lifetime gifts
6 months after the end of the month death occurred.
IHT400 filing
The full IHT account is due 12 months after death.
Lifetime gifts & the 7-year rule
Gifts made during your lifetime can still be subject to IHT if you die within 7 years of making them – many people do not realise this until it is too late to plan around it.
Key reliefs & exemptions
Business Relief
Formerly Business Property Relief, for qualifying trading assets.
Agricultural Relief
For qualifying farmland and agricultural property.
Woodlands Relief
For qualifying commercial woodland.
Charitable gifts
Reduce the taxable estate, and can lower the overall rate.
Trusts & IHT planning
Structured to move assets out of the taxable estate.
Lifetime planning strategies
Gifting, insurance and pension structuring reviewed together.
How we help with IHT planning
Initial review
Calculate your current estimated IHT liability based on assets, family situation and goals.
Strategy development
Recommend gifting, trusts, business restructuring or insurance to reduce or eliminate IHT.
Implementation
Work with your solicitor, financial adviser or insurance provider to execute the plan.
Annual review
Rules, asset values and family circumstances change – so we revisit the plan every year.
Explore related services
A situation rarely fits one box neatly — here is what else often applies.
SPVs for Landlords
Whether to hold your portfolio in a limited company – modelled properly.
Company Set-up for Start-ups
Incorporation, structure and registrations – right from day one.
Self-Assessment Tax Returns
Personal returns for the self-employed, gig workers and anyone with untaxed income.
Just starting to think about IHT, or reviewing an existing plan?
We are here to help either way.
Payroll, run without the stress.
We handle your payroll start to finish, so every employee is paid correctly and on time, every time. You stay compliant, your team stays happy, and you get on with running the business.
Payroll is a legal obligation, not just a spreadsheet
RTI submissions, automatic enrolment, statutory payments and ever-changing HMRC rules – a single mistake can trigger penalties starting at £100 per month, per scheme, plus interest.
RTI
HMRC must receive payroll data on or before every payday – late submissions trigger automatic penalties.
Income Tax & NIC
You are legally responsible for deducting the correct amounts and reporting them accurately.
Auto-enrolment
Eligible staff must be automatically enrolled into a workplace pension, with employer contributions.
Statutory payments
SSP, SMP, SPP and ShPP paid correctly, and reclaimed from HMRC where eligible.
What we do for you, every pay period
Payroll processing
Gross-to-net pay, correct tax codes and NI categories, salary, overtime, bonuses and deductions.
RTI submissions
FPS on or before every payday, EPS where needed, and earlier-year updates when corrections arise.
HMRC liabilities
Your monthly PAYE and NIC calculated, with clear reminders of the payment deadline.
Auto-enrolment pensions
Eligibility assessed every period, contributions calculated, and compliance declared to The Pensions Regulator.
Statutory payments
SSP, SMP, SPP and ShPP calculated and reclaimed where eligible.
Year-end payroll
P60s by 31 May, P11D/P11D(b) filed, and P45s issued for leavers.
New employer? We handle the entire set-up
Registering you as an employer with HMRC, activating your PAYE scheme, setting up automatic enrolment, and advising on – or running – your payroll software.
Explore related services
A situation rarely fits one box neatly — here is what else often applies.
Company Set-up for Start-ups
Incorporation, structure and registrations – right from day one.
Companies House ID Verification
Mandatory identity checks for directors and PSCs, handled as your ACSP.
Corporation Tax
CT600 filing and reliefs for limited companies, planned ahead of the bill.
Ready to stop worrying about payroll?
Whether you are hiring your first employee or outsourcing an existing headache, we are here to help.
Companies House ID verification.
Mandatory identity verification is now a legal requirement for directors, PSCs and LLP members. As a registered Authorised Corporate Service Provider, we make the process simple, secure and stress-free.
Who must verify their identity?
Under the Economic Crime and Corporate Transparency Act 2023, identity verification is now mandatory for company directors, Persons with Significant Control (PSCs), and LLP members – regardless of nationality or residency.
Key deadlines
Directors & PSCs from 18 Nov 2025
Must verify before the appointment can be filed with Companies House.
Directors appointed earlier
A 12-month transition running to November 2026, linked to your confirmation statement date.
How we help, as your ACSP
We are registered as an Authorised Corporate Service Provider, which means we can verify your identity on your behalf – instead of relying on the GOV.UK One Login app.
You provide approved ID
A passport, driving licence, and proof of address if needed.
We run the AML-compliant checks
Carried out to Companies House standards.
We confirm your identity
Using the official "Tell Companies House" service.
Your personal code is linked
To every current and future directorship or PSC role – verify once, use it always.
Common pitfalls we help you avoid
Name mismatches
A different name on the register vs. your ID can fail the link – we check and correct this first.
Multiple roles, multiple deadlines
Different deadlines can apply across companies – we track every one.
Digital difficulties
Using our ACSP service bypasses the GOV.UK One Login app entirely.
Explore related services
A situation rarely fits one box neatly — here is what else often applies.
Company Set-up for Start-ups
Incorporation, structure and registrations – right from day one.
SPVs for Landlords
Whether to hold your portfolio in a limited company – modelled properly.
Corporation Tax
CT600 filing and reliefs for limited companies, planned ahead of the bill.
Do not risk penalties or filing rejections.
Whether verifying as a new director or protecting an existing filing, contact us today.
Special Purpose Vehicles for landlords.
If you are a serious property investor with multiple buy-to-lets, the decision to incorporate is one of the most significant you will make – with implications for Income Tax, CGT, SDLT, IHT and mortgage availability.
What is a Special Purpose Vehicle (SPV)?
An SPV is a limited company created specifically to hold and manage property assets – a separate legal entity that files its own returns, pays Corporation Tax instead of Income Tax, and has its own bank accounts and borrowing facilities.
The big decisions we help you model
SDLT on transfer
Moving existing properties into an SPV is treated as a sale at market value – often triggering a large Stamp Duty bill.
Capital Gains Tax on transfer
Transferring personally owned property into an SPV is a disposal for CGT – the gain is manageable only in the right circumstances.
SPV mortgages
A specialist lending area, different from personal buy-to-let borrowing – we refer you to trusted specialist brokers.
Explore related services
A situation rarely fits one box neatly — here is what else often applies.
Landlords & Rental Income
Allowable expenses, joint ownership and Form 17 handled properly.
Inheritance Tax (IHT)
Reliefs, gifting and trusts arranged early to protect what you have built.
Corporation Tax
CT600 filing and reliefs for limited companies, planned ahead of the bill.
Ready to crunch the numbers?
Whether considering your first SPV or reviewing an existing structure, let us model the true tax and cash flow implications.
The Construction Industry Scheme, handled.
If you work in construction as a contractor or subcontractor, CIS changes how payments are made, how tax is deducted, and how you file. We help you stay compliant and reclaim what you are owed.
What is the Construction Industry Scheme?
Under CIS, contractors must deduct tax from payments made to subcontractors, subcontractors receive payments with tax already deducted (unless they hold gross payment status), and both parties have filing obligations to HMRC.
Deduction rates
Gross payment status
You receive the full payment with nothing withheld.
Standard rate
Registered, without gross status.
Higher rate
Not registered, or verification fails.
Contractor or subcontractor?
You are a contractor if...
You pay subcontractors for construction work – including local authorities, developers and landlords doing major refurbishment.
You are a subcontractor if...
You are hired by a contractor to carry out construction work, as a sole trader, partnership or limited company.
Recovering deducted tax
The tax a contractor deducts is treated as a payment on account of your liability – if it exceeds what you actually owe, HMRC refunds the difference. Sole traders and partnerships claim it on their Self-Assessment return; limited companies claim it on their Corporation Tax return.
Explore related services
A situation rarely fits one box neatly — here is what else often applies.
Self-Assessment Tax Returns
Personal returns for the self-employed, gig workers and anyone with untaxed income.
Corporation Tax
CT600 filing and reliefs for limited companies, planned ahead of the bill.
Company Set-up for Start-ups
Incorporation, structure and registrations – right from day one.
Working in construction?
Whether hiring subcontractors or wanting gross payment status yourself, we make CIS simple.